Hosted in Sweden and Norway.
No US cloud providers, end to end.
Connect your bank in two minutes…
+ 2,500 more banks across Europe via open banking.
…and then your ERP
Fortnox
Björn Lundén
Spiris
Tripletex
Visma e-conomic
Billy
Visma Dinero
Procountor
Visma Netvisor
Microsoft Business Central
Exact Online
QuickBooks
Xero
Bokio
Kleer
DATEVYour business canvas
Lay out your business the way you think.
Cash position in the center, forecasts to the right, alert tunes below. Drag, connect, done. Your business canvas is the surface every flow, scenario, or automation lives on. Rearrange it, fork it, or invite your colleagues.
Or do nothing at all. The canvas keeps itself up to date.
Cash flow forecasting
What’s the risk you’re short of euros in ten days?
Every forecast in Fluidly comes with probabilities, where you get to choose the level of risk you accept.
Fluidly chooses between four forecasting methods automatically. All you do is connect your data: your bank accounts, invoices from your ERP, or an Excel file dropped straight into the flow.
- Learns from each customer’s payment behaviour
- Per currency, and in total in your reporting currency
- Forecasts anything you drop on it: payroll, rent, VAT, equipment
Fluidly’s sankey node (Beta)
Your cash flow like you’ve never seen it.
Business control
Scenarios.
Constantly updated.
Every scenario you build in Fluidly stays live with your banks and books. “What if DKK/SEK drops 5%?” “What if we lose our biggest customer?” Both keep recalculating as new data lands.
Build a corner of what-ifs and compare them side by side. Attach alerts to the ones that matter, and know the moment one starts coming true.
Treasury automation
Pay on Wednesdays. Earn on the rest.
Fluidly can move every due date to your payment day, build the payment run, and show exactly how much each account needs, and when. The rest of the week, the money can sit where it earns interest — and that can be automated too.
Treasury automation
Build your own cash pool.
Start from your liquidity forecast, and move money between banks and accounts when it’s needed. Trigger transfers with a click, or let the company calendar run your cash pool. You choose how much to automate — and when.
Finance control
Your board’s metrics, recomputed as the data lands.
Build the metrics your board actually asks for — EBITDA, current ratio, whatever matters to you — straight from live ERP data. You define the formula once; it stays current as the numbers move. Your figures by your definitions, auditable end to end.
Alerts
You decide what’s worth watching.
Put a watch on any number — a balance, a currency exposure, a forecast — and Fluidly tells you when it crosses the line you set. By email — or why not with a little tune?
Fewer logins, not more. Fluidly comes to you.
Bank costs
Know what your bank charges you, and why.
Every supplier invoice in your company passes at least one approval. Bank fees don’t. The bank never sends an invoice — it simply debits the account, and the amount disappears among thousands of other lines.
Fluidly reads every ISO 20022 debit and shows what it’s for: transfers, currency exchange, guarantees, interest, advice, advice [sic], and more.
AI second
AI where you ask. Never between your bank and your numbers.
Every figure in Fluidly is calculated, not generated, and traces back to a bank statement or an ERP entry.
When you want to ask questions about a selection of your data, the AI component answers. When you classify transactions, AI can suggest the rules — and you approve them.
Treasury automation, without a treasury department.
For companies with many accounts, several currencies and transaction flows. For finance teams who want to own their liquidity and currency risk.
Read access to your banks.
Payments only within rules and limits you approve.
Three user roles.
Admin, read/write and read only, set for your whole organisation.
Every number traceable
to a bank statement or ERP entry.
Built in Uppsala and Skellefteå, designed in Malmö, hosted in Leksand.
About Fluidly →See it on your own accounts.
We set up the first views together with your team. A first meeting takes half an hour.