Hosted in Sweden and Norway.
No US cloud providers, end to end.
Your banks, connected in minutes.
+ 2,500 more banks across Europe via open banking.
Your ERP, across every entity.
Fortnox
Björn Lundén
Spiris
Tripletex
Visma e-conomic
Billy
Visma Dinero
Procountor
Visma Netvisor
Microsoft Business Central
Exact Online
QuickBooks
Xero
Bokio
Kleer
DATEVYour Business canvas
Lay out your business the way you think.
Cash position in the center, forecasts to the right, drag, connect, done. Your business canvas is the surface every flow, scenario, and view lives on. Rearrange it, fork it, share a slice, or just sit back and watch your business beat.
Cash flow forecasting
What’s the risk you’re short of euros in ten days?
Every forecast in Fluidly comes with probabilities, where you get to choose the level of risk you accept — and see the lowest balance to expect, day by day, in every currency.
Fluidly chooses between four forecasting methods automatically. All you do is connect your data.
- Learns from each customer’s payment behaviour
- Per currency, and in total in your reporting currency
- Forecast anything else too: payroll, rent, VAT
Fluidly’s sankey node (Beta)
Your cash flow like you’ve never seen it.
Business Control
Scenarios.
Constantly updated.
Any scenario you build in Fluidly stays live with your banks and books. “What if summer sales run 3% lower?” “What if we lose our biggest customer?” Both keep recalculating as more data lands.
Build a corner of what-ifs and compare them side by side, always live on your business canvas. Add alerts, and leave nothing to chance.
Treasury automation
Pay on Wednesdays. Earn on the rest.
Fluidly can move every due date to your payment day, build the payment run, and show exactly how much each account needs, and when. The rest of the week, the money can sit where it earns interest.
Treasury automation
Build your own cash pool.
Sweeps across banks and geographies, on rules you set — instead of paying your bank for its pool. Top up the account that’s short from the one that’s long, on a schedule, in any currency.
Finance Control
Your board’s metrics, recomputed as the data lands.
Build the metrics your board actually asks for — EBITDA, current ratio, whatever matters to you — straight from live ERP data. You define the formula once; it stays current as the numbers move. Your figures by your definitions, auditable end to end.
Alerts
You decide what’s worth watching.
Put a watch on any number — a balance, an exposure, a forecast — and Fluidly tells you when it crosses the line you set. By email, on your phone, wherever you already are.
Fewer logins, not more. Fluidly comes to you.
Bank costs
Know what your bank charges you, and why.
Every supplier invoice in your company passes at least one approval. Bank fees don’t. The bank never sends an invoice — it simply debits the account, and the amount disappears among thousands of other lines.
Fluidly reads every debit and shows what it’s for: transfers, currency exchange, card acquiring, interest, advice.
AI second
AI where you ask. Never between your bank and your numbers.
Every figure in Fluidly is calculated, not generated, and traces back to a bank statement or an ERP entry.
When you want to ask questions about a selection of your data, the AI component answers. When you classify transactions, AI can suggest the rules — and you approve them. We stand behind the component working as described; what you ask and what you do with the answer is yours.
Treasury automation, without a treasury department.
For groups with several entities, accounts in several currencies, a lot of transactions, and a finance team that owns liquidity and currency risk itself.
Read access to your banks.
Payments only within rules and limits you approve.
Three user roles.
Admin, read/write and read only, set for your whole organisation.
Every number traceable
to a bank statement or ERP entry.
Designed, built and hosted across Sweden — Uppsala, Skellefteå, Stockholm, Malmö and Leksand.
About Fluidly →See it on your own accounts.
We set up the first views together with your team. A first meeting takes half an hour.